Deborah Yarborough

• USSFCU Member since 1992
• Currently serving as Chair, Credit Union Strategic Service Organization
• Past Chair USSFCU Supervisory Committee (2019-2021) (2014-2016)
• Member of USSFCU Supervisory Committee (2006-2021)
• Served over 33 years at the U.S. Government Accountability Office (retired as Assistant Director) and the Department of Navy
• Boston College (B.A.) American University (M.P.A) Postgraduate work at the Naval War College and Naval Post Graduate School
• Volunteer Credit Union Cherry Blossom Run
• Volunteer Credit Union Foundation of MD and DC

Joe Eckert

• USSFCU member since 1989
• Member of the USSFCU Supervisory Committee since 2019
• Retired from the U.S. Senate Sergeant at Arms in 2021 after 33 years of service
• Led major IT projects for the Senate for nearly 20 years, retiring as the Manager of Systems Design, Development and Implementation
• Former board member of the Esther Peterson Child Development Center at DOL
• Bachelor of Arts from the Catholic University of America

Margaret P. “Margo” Rushing

• USSFCU member since 1973
• Member of the Board of Directors since 2005
• Served on the Executive Committee
• Served as Chairman of the Nominating Committee
• Served as a volunteer on the Asset/Liability Management Committee (ALCO)
• Served for over 33 years in the following Senatorial offices; Deputy Chief of Staff for Senator Conrad Burns, Administrative Director for Senator Chic Hecht, Office Manager for Senator S. I. Hayakawa and Legislative Secretary for Senator James Buckley
• Chaired the U.S. Senate Republican Office Managers/Administrative Directors/Chief Clerks
• Chaired Joint Meetings for Republican and Democratic Administrative Directors
• Chaired the Senate Steering Committee
• A.S. Business Administration, University of South Carolina Georgetown Senior Executive Leadership Program graduate

Timothy Anderson

Timothy L. Anderson has a long history with USSFCU, serving as the EVP and Chief Retail Officer before assuming the role of President and CEO in 2019. He served on the USSFCU Board of Directors for over fifteen years in various capacities, including as Chairman of the Board. He began his career with USSFCU as the Branch Manager of the flagship Hart Senate location.

Tim possesses over 30 years of senior executive and management experience at large banks and credit unions. He was the CEO of a local credit union in Washington, DC; a position he held for eight years before becoming EVP at USSFCU. Other positions include VP and COO at American Spirit Federal Credit Union; VP and COO at the Treasury Department Federal Credit Union; VP of Operations at Equitable and Independence Banks; and Assistant VP and Financial Center Manager at BB&T and M&T banks in the Washington, DC area.

Tim has expansive professional experience. He is an Engagement Advisory Member at the Credit Union National Association (CUNA), and a member of the Board of Directors for the Maryland & DC Credit Union Association (MDDCCUA). He serves as a member of the Board of Directors and past Chairman of the African American Credit Union Coalition (AACUC). He is past Chairman of USSFCU’s wholly-owned CUSO, Credit Union Strategic Services, which focuses on business loan participations.

Tim received his M.B.A. from the University of Maryland, University College, and serves this institution as an Adjunct Professor in the Finance and Economics Department.

Crystal Dowd

Crystal has 20+ years of commercial lending experience and has successfully managed and directed individual commercial lending departments as well as regional commercial lending operations supporting $75MM to $250MM portfolios in both credit union and banking industries. Her experience encompasses commercial credit underwriting, commercial loan administration, and commercial lending training and development.

Crystal's roles throughout her career provide her with the hands-on tools needed to successfully guide all aspects of commercial lending operations. In addition, Crystal has spent a vast amount of time training and mentoring other credit union professionals in all aspects of commercial lending and imparting her knowledge at America’s Credit Unions (formerly CUNA) professional training events.